e-Jurnal Penyelidikan dan Inovasi

Waqf-Based Qardhul Hassan Financ A Preliminary Study of QAFSCALE Measuring Waqf-Based Qardhul Hassan Financing Receptiveness

Hanudin Amin — Wed, 28 Sep 2022 00:00:00 +0000

Understanding the elements favoured by waqif (donor) in engaging in waqf-based qardhul hassan financing has been a major topic of Islamic social finance, should and if it is implemented to better assist ummah amid financial and health crises, primarily in Malaysia. Previous studies, on the other hand, represented a narrow theoretical viewpoint and disregarded the significance of maqasid al-Shariah and its relationship to customers. Thus, using an Attia's maqasid method (Attia, 2010), this research constructs QAFSCALE to quantify waqif preference of waqf-based qardhul hassan financing in Malaysia. A total of 292 prospective donors responded in Kota Kinabalu, Sabah, Malaysia. Statistical Package of Social Science (SPSS) 21 was used to analyse the data. The results show that the family factor, consumer factor and the ummah factor were found important as constructs representing the QAFSCALE. Interestingly, this study introduces new QAFSCALE that measures waqif preference to donate in waqf-based qardhul hassan financing.

MoneyWise Cash-Flow Simulation Module: Improving Students’ Grade Through Enhanced Personal Financial Planning System

Wed, 28 Sep 2022 00:00:00 +0000

The development of MoneyWise Personal Cash-Flow Simulation Module in teaching and learning focuses on helping students understand the personal financial management elements. The simulation enables the students to experience the essentials of budgeting, record-keeping, valuable tools, and tips on managing cash flows and other related activities in money management. During the simulation, the students have been able to analyse their financial position in various reports, such as the budget template and cash-flow statement. In the meantime, the module will enhance students’ potentials to obtain excellent grades in the personal financial planning course and elevate their skills and readiness to face real-life situations in the future. The findings have shown that the percentage of student’s scores in Part A has increased from 75.9 per cent in semester 20182 to 84.6 per cent in semester 20184. While 80.6 per cent score in 20192 which is above the targeted average, concludes that the objectives have been achieved. The system not only functions as an e-learning material but is also helpful for individuals to record and manage their daily transactions. MoneyWise is an excellent e-learning innovation and relevant financial tool to elevate financial literacy, aligning with the National Strategy for Financial Literacy 2019-2023.

Business Model Canvas: A Bibliometric Analysis of Published Literatures using R

Mohammad Noorizzuddin Nooh — Wed, 28 Sep 2022 00:00:00 +0000

This study presents a bibliometric analysis on the publications of Business Model Canvas research from Scopus database between 2012 to July 2021. The publication trend is on the rise and anticipated to continue to rise due to the COVID-19 pandemic that requires creative, precise and dynamic business modelling appraoches. Based on keywords used, , the study retrieved 116 documents and analyze the data using various tools. This presented potential researchers with a wide opportunity to publish on recent issue regarding Business Model Canvas during the pandemic and post-pandemic period in SCOPUS publications. Issues pertinent to triple layered business model, IR 4.0 and the post pandemic business model and strategy can bee seen as interesting areas to venture in terms of publication opportunities.

Faktor Penglibatan Salah Laku Delinkuen dalam Kalangan Remaja: Kajian di Pusat Pemulihan

Fri, 30 Sep 2022 00:00:00 +0000

Salah laku remaja dilihat sebagai isu yang berpanjangan dan perlu kepada tindakan segera. Antara salah laku yang sering berlaku dalam kalangan remaja ialah penyalahgunaan dadah, seks bebas, jenayah kekerasan, juvana dan merosakkan harta benda. Pelbagai faktor dikenal pasti telah menyumbang kepada salah laku akhlak dalam kalangan remaja. Kajian ini bertujuan untuk mengenal pasti faktor-faktor yang mempengaruhi salah laku remaja delinkuen di pusat-pusat pemulihan. Jenis kajian yang digunakan dalam artikel ini ialah kualitatif dan instrumen utama kajian menggunakan temubual separa struktur. Dapatan kajian seterusnya dianalisis dengan pendekatan induktif. Hasil kajian mendapati faktor salah laku remaja di pusat pemulihan ialah keluarga, rakan sebaya, kurang didikan agama, berkeinginan kepada kemewahan berlebihan, mudah memperolehi akses dadah, tiada kawalan penggunaan teknologi dan pemilihan ikon atau idola yang tidak tepat (instafamous, youtuber).

Prudence in Managing and Reporting The Shariah Non-Compliant Income by Malaysian Islamic Banks

Norhanizah Johari — Fri, 30 Sep 2022 00:00:00 +0000

Understanding Shariah Non-Compliance Incidents (SNC) is critical to all key functions of Islamic banks. Prudence in managing and reporting the SNC is critical to the bank because the key functions have to decide on matters related to issues of Shariah Non-Compliances (SNCs). One of the issues of SNCs is the Shariah Non-Compliant Income (SNCI), which should be deducted from the income of Islamic banks. This SNCI has to be reported in the banks' annual reports by the Shariah Committee of the bank. Two sets of semi-structured interview questions were developed for this study, the first set was designed for the banks’ key functions, and the second set for the Shari’ah scholars represented by the Shari’ah Committee (SC) and the Shari’ah Advisory Council (SAC) of BNM. The data were collected from the three types of Islamic Banking Institutions (IBIs) through purposive sampling. In-depth interviews are the primary source of information for data collection. The data were transcribed and analysed using Atlas. ti eased by ‘The Six Phases of Reflexive Thematic Analysis’ to provide a coherent and compelling interpretation of grounded data. Financial reporting is one of the evidence that the bank’s function is seen as accountable, transparent, and prudent in complying with the Shariah principles and regulatory requirements of the regulator. The study adds to the very limited literature on the end-to-end process of managing and reporting SNCI. The findings are thought to be worthwhile because previous studies failed to highlight such evidence on prudence in the process of managing and reporting Shariah Non-Compliant Income by Islamic Banks in Malaysia.

Permainan Maya Berunsur Pendidikan Tamadun Abbasiyah

Nurul Aina Johaniff, Siti Fadzilah Mat Noor, Hazura Mohamed, Roslinda Ramli — Fri, 30 Sep 2022 00:00:00 +0000

Seiring dengan perkembangan teknologi zaman kini, permainan kanak-kanak juga telah mengalami evolusi yang ketara. Berdasarkan kajian terdahulu, terbukti dengan bermain permainan digital atau berkomputer mampu meningkatkan kemahiran pemain sekiranya kandungan permainan dipilih dengan bijaksana dan tujuan untuk mendidik. Sejarah peradaban kegemilangan Islam khususnya zaman Abbasiyah telah lama diperkenalkan, tetapi penyampaian subjek sejarah dengan hanya menggunakan kaedah mendengar membuatkan pelajar menjadi pasif dan mudah bosan. Oleh kerana itu, kajian ini dilakukan untuk mencipta satu permainan maya berunsur pendidikan sebagai alternatif kepada lambakan permainan digital dan berkomputer yang memberi kesan negatif kepada pemain, membantu pelajar lebih memahami dan membantu memupuk minat mereka untuk mendalami sejarah Tamadun Islam. Metodologi yang digunakan bermula dengan analisis keperluan pengguna, reka bentuk, pembangunan dan pengujian permainan. Pengujian kebolehgunaan aplikasi permainan ini dilaksana kepada 23 responden berumur antara 13 hingga 30 tahun. Hasil menunjukkan bahawa responden berpuas hati dengan aplikasi permainan ini dalam mempelajari sejarah Tamadun Abbasiyah.

Ketahanan Rohani dalam Kalangan Pesakit COVID-19: Kajian Konseptual

Hafizah Khusni, Syaidatun Nazirah Abu Zahrin, Ishak Muhamad — Fri, 30 Sep 2022 00:00:00 +0000

Ketahanan rohani dibina berdasarkan konstruk asas kepercayaan atau agama dan bagaimana seseorang memperoleh kekuatan dengan memanfaatkan kepercayaan tersebut sebagai cara mengatasinya. Ia adalah kemampuan yang diperlukan untuk melalui kesukaran dalam hidup dengan kebergantungan kepada elemen kerohanian. Pengalaman melalui fasa kuarantin dan pemulihan daripada jangkitan COVID-19 dalam kalangan keluarga di Malaysia mencetuskan persoalan, sejauhmanakah Ketahanan rohani mempunyai pengaruh kepada kesembuhan pesakit COVID-19. Daya tahan adalah nadi perkembangan individu pasca trauma dan tekanan apabila wujud kesedaran dan pemahaman diri melalui amalan spiritualiti dan kerohanian. Walaupun terdapat banyak kajian terkini mengenai ketahanan rohani dan pandemik COVID-19 di luar negara, namun kajian seumpamanya perlu diperluaskan kepada kumpulan dan populasi di Malaysia. Justeru, artikel ini membincangkan konsep ketahanan rohani dan peranannya terhadap pesakit COVID-19 di Malaysia. Metod yang digunakan dalam kajian konseptual ini adalah berdasarkan sorotan literatur jurnal artikel, proceeding, konferen, buku dan sumber atas talian yang berkaitan dengan kata kunci dan bidang kajian. Turut dibincangkan adalah cadangan kajian lanjutan secara empirikal dan bukan empirikal untuk membantu bekas pesakit COVID-19 melalui pendidikan dan kaunseling.

Leadership Innovations During COVID-19 Pandemic: Practices of Filipino Principals in Teacher Professional Development

Levy Jose Acuña, Inero Ancho — Fri, 30 Sep 2022 00:00:00 +0000

This study was focused on how principals manage the professional development of their teachers during the COVID-19 pandemic. This also explored their practices in providing necessary learning opportunities to teachers during the sudden shift of learning modality. In addition, the practices of principals in managing teachers’ professional development have also been investigated. This study utilized the case study method of research using in‐depth semi‐structured topic‐related interviews with six (6) principals each from elementary, junior high school and senior high school in a division in the National Capital Region in the Philippines. Despite the sudden disruption in education, the principal assumes the responsibility in managing the teacher professional development through employing practices that are temporary in nature suited to the current situation and needs of the organization. First, the principal plans the management of teacher professional development through strategic planning that involves conducting needs analysis and self-assessment among teachers to identify their priority needs. In addition, consulting and engaging stakeholders during planning helps the principal to set clear goals and objectives in managing the teacher professional development. Second, the principal organizes the teacher professional development to coordinate the available resources and planned activities. During the sudden shift in education delivery, online platforms emerge where principal assures that the gap between the learning delivery and activities are being addressed using these platforms. Third, the principal leads the teacher professional development in dealing with changes brought by the pandemic. Leading enables the principal to focus on innovative practices in the content, delivery, and design of the teacher professional development. The principal controls the teacher professional development through conducting monitoring and evaluation.